I was doing some of my usual work, when it occurred to me that it would be kind of useful if you could make a promissory note. Basically, you'd go to a bank, pull out an amount of money, which would become a physical item. You could then write a name on it and only you or the named person could redeem it.

See, sometimes I need to pay someone, and get it to them by a third party. It would be nice if it was possible to ensure the third party couldn't just take it and wander off.

Lore wise, considering the first promissory notes started popping up in Europe around the 1600s, it wouldn't be out of line.

Then again, I'm posting while tired, so maybe this is ridiculous.

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Weapons for Sale:
http://www.elanthipedia.org/wiki/User:Caraamon#Wares
Hunta Talna Kortok, built by Gor'Togs, for Gor'Togs
http://www.angelfire.com/rpg2/caraamon/home.html

>I think there was a system limitation where the GMs said 'not really practical'.

I'm not saying you're wrong, but that seems odd. Between mechanics such as deeds and money belts, you'd expect something like that wouldn't be too difficult. Then again, it's DR.

>What niche do you see this filling though?

Well, the reason I would want them is so that I could write out a payment to Bob and hand it to Will to take to him, and be sure that Will isn't going to wander off with the coin.

It seems like it would be nice to have a method of making "I'm not going to be around, would you pay x for me?" a little less risky.

It also seems like if a system like this could be set up, it wouldn't be that difficult to tack on a voucher/coupon system (here's 100 plat toward anything at my shop/table or in person).

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Weapons for Sale:
http://www.elanthipedia.org/wiki/User:Caraamon#Wares
Hunta Talna Kortok, built by Gor'Togs, for Gor'Togs
http://www.angelfire.com/rpg2/caraamon/home.html

Hmm. Forgot that existed, thanks.

Regardless, it would require me to find a trader who's willing to do that, and would only be useful if the shop happened to be open at the right time.

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Weapons for Sale:
http://www.elanthipedia.org/wiki/User:Caraamon#Wares
Hunta Talna Kortok, built by Gor'Togs, for Gor'Togs
http://www.angelfire.com/rpg2/caraamon/home.html

>>I was doing some of my usual work, when it occurred to me that it would be kind of useful if you could make a promissory note. Basically, you'd go to a bank, pull out an amount of money, which would become a physical item. You could then write a name on it and only you or the named person could redeem it.

if memory serves i believe this is something that you used to be able to do (and maybe still can) in Gemstone so i imagine it is not impossible to port over but i'm in no way an authority on the subject.

Damian, a voice from the distant and long-forgotten past.
AIM:DamianDR